Modus Operandi
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Scammer sends a fake SMS or makes a call claiming PAN is blocked or needs urgent upgrading.
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Victim is asked to share Aadhaar, PAN, bank details, or OTP to proceed with PAN 2.0 update.
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Fraudster sends a phishing link disguised as an official portal.
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Once details are shared or link is clicked, either money is siphoned off or data submitted is misused by fraudsters.